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Car insurance

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Car insurance

Post by Zizou on Fri 06 Jan 2012, 15:51

Hi guys,
I will be 20 soon, want to buy my own car and insure it (wow).

Any idea how to reduce the costs of the insurance? I know about adding my dad/mum to the policy, give me a clue please. I can not afford ~£3000/ year, still studying study .

HELP PLEASEEEEEE cheers
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Re: Car insurance

Post by Taylor Swift on Fri 06 Jan 2012, 16:25

Go on your parents' insurance as a named driver. It's the only way, otherwise you're looking at easily £2000.

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Re: Car insurance

Post by Zizou on Fri 06 Jan 2012, 16:31

Rachel is £2000 even possible in our area? What a Face

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Re: Car insurance

Post by Taylor Swift on Fri 06 Jan 2012, 16:38

Yeah that's what insurance is nowadays. I get it cheaper though, being female and all that.

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'cause there we are again, in the middle of the night
we're dancing around the kitchen in the refrigerator light
down the stairs, i was there, i remember it all too well

and maybe we got lost in translation, maybe i asked for too much
but maybe this thing was a masterpiece 'til you tore it all up
running scared, i was there, i remember it all too well

and you call me up again just to break me like a promise
so casually cruel in the name of being honest
i'm a crumpled up piece of paper lying here
'cause i remember it all, all, all too well
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Re: Car insurance

Post by Griffin on Fri 06 Jan 2012, 17:28

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
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Re: Car insurance

Post by Adarax on Fri 06 Jan 2012, 19:49

3k? What the hell are you driving, a stretch?
I paid barely under 1k for my first year for a hatchback.

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Re: Car insurance

Post by Lloyd Banks on Fri 06 Jan 2012, 19:52

i paid 1800 first year, 2500 2nd (as insurance went up a lot for everyone) looking at about 1600 for 3rd year. fact is, even with no claims bonus, it's expensive. so you're going to be looking at least £2000

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Re: Car insurance

Post by Zizou on Fri 06 Jan 2012, 20:02

Hmm right so who you insured with guys?

Also, what cars you drive ?

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Re: Car insurance

Post by Taylor Swift on Fri 06 Jan 2012, 20:14

I drive a Ford Ka, named driver on my Mums insurance (With 1 years no claims), with uhh.. Admiral i think, and it's around £600 extra for me on top of what my mum pays for hers. You can't really compare to mine though as we get it cheaper, lads' insurance is sky high 'cause insurance companies think you're all "boy racers".

_________________
'cause there we are again, in the middle of the night
we're dancing around the kitchen in the refrigerator light
down the stairs, i was there, i remember it all too well

and maybe we got lost in translation, maybe i asked for too much
but maybe this thing was a masterpiece 'til you tore it all up
running scared, i was there, i remember it all too well

and you call me up again just to break me like a promise
so casually cruel in the name of being honest
i'm a crumpled up piece of paper lying here
'cause i remember it all, all, all too well
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Re: Car insurance

Post by Zizou on Fri 06 Jan 2012, 20:16

Rachel wrote:I drive a Ford Ka, named driver on my Mums insurance (With 1 years no claims), with uhh.. Admiral i think, and it's around £600 extra for me on top of what my mum pays for hers. You can't really compare to mine though as we get it cheaper, lads' insurance is sky high 'cause insurance companies think you're all "boy racers".

Ok thanks and yea, we are racers tbh lol.
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Re: Car insurance

Post by GOKU on Fri 06 Jan 2012, 21:24

Because im 17 insurers are quoting me on my Mum's Corsa 1.2 £5000-£10,000 Sad

So im paying monthly which is £50 each month as an additional driver Very Happy

However you have to leave a 30 day gap between each month. Thats with Tesco.

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Re: Car insurance

Post by deerhaunter99 on Sat 07 Jan 2012, 02:22

There's a company called Marmalade where you can go on your parents insurance and still get no claims bonus!

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Re: Car insurance

Post by Zizou on Sat 07 Jan 2012, 02:25

THANKS! Smile)

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Re: Car insurance

Post by Vargo on Sat 07 Jan 2012, 11:31

I had the same problem when I was about to buy my first car. The cheapest way was to buy a new one with a insurance package with full insurance for about 280 GBP a year. Then you'll also have a car that won't break down, fuel efficient and low taxes. I pay 200 GBP a month in loans and 25 in gasoline.

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Re: Car insurance

Post by GOKU on Sat 07 Jan 2012, 12:31

Yeah I think Peugeot do deals like that.. if you buy a brand new car you get 3 years free insurance.

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Re: Car insurance

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